Those who have a substantial savings may be blessed with the luxury of choosing to pay cash for a big purchase or to get a loan to finance the purchase. If you have a million dollars on hand, for instance, and want to buy a new car, real estate, or finance your child’s college tuition, [...]

As technology evolves at a faster rate, the need for instant gratification seems to elevate in unison. As a result, America exponentially increases its over-consumption and the general population dives deeper into debt. People are actually using the value of their homes to leverage more buying power.
It’s insanity that, in general, people continually pay for [...]

Maybe it is just my perception, but it seems that more and more young people are interested in personal finance and starting off on the right foot. There really is a lot of information to digest, many investment and personal finance products, and a great deal of advice. So who do you listen to and [...]