Here are 9 small ways to save more money this year:

1. Quit costly habits: Smoking a pack a day costs over $1,600 a year. That’s not including the cost of dental work, general health, laundry service and replacement costs for cigarette burns. A Starbucks addiction can cost you around the same.
2. Consolidate bills: By finding the right deal and bundling your phone, internet and cable bills, you can save a few hundred dollars a year.
3. Cook your own meals: Even at a minimum of $5 a meal for fast food, twice a day, that amounts to over $3,500 a year. Buying your own groceries and taking your own lunches to work will allow you to use that money more wisely.
4. Double check your minutes: Are you using all of your cell phone minutes or consistently going over? Check your plan to see if you can save more money by changing your plan.
5. Keep away from cash: As discussed in Can You Break This Debit Card for a Dollar Please, carrying cash can burn a hole in your pocket. Plus all of that loose change quickly adds up.
6. Switch to compact bulbs: Energy Star qualified bulbs use about 75 percent less energy than standard incandescent bulbs and last up to 10 times longer. Each light bulb will save you $30 or more over the life of the bulb.
7. Reduce gas consumption: Gas prices are not going down. Try biking to work or planning your chores and travel routes more efficiently in order to burn less gas.
8. Plan ahead for vacations and other expenses: If you know you have major expenses ahead, start saving now a little at a time. Your vacation will be much more rewarding when it is money you can afford to spend.
9. Use Online Bill Paying: Set up your reoccurring bills for automatic bill payment in order to reduce postage, save checks and avoid late fees. Some companies even offer a discount on their service for arranging an automatic payment program.

Millionaire Money Habit: There are many ways to increase your cash flow. The most obvious and simplest is to reduce your expenses. Develop the habit to save a little today, which will slowly add up to an abundance of wealth tomorrow.